Control Your Spending and Increase Your Savings

Read these articles to understand the importance of controlling spending and saving money.

Consumer Spending and Debt

Why Would Anyone Need Ten Credit Cards? asks why 39,680,489 U.S. consumers need ten or more credit cards.
Welcome to Big Box or Make Saving Money a Way of Life tells you to save money or you may have to work late in life.
Trade In Your Cell Phone and Latte for Financial Security asks you to save more and spend less.
Americans Continue Spendthrift Ways shows that Americans are not saving money.
Consumers Continue to Spend and Not Save shows the increase in retail sales.
Consumer Spending Binge Will End Badly tells you to save and invest now.
Dave Ramsey Hates Debt tells you to avoid debt.
Driving Golf Carts to the Ole Swimming Hole - Consumerism Gone Mad suggests that people save and invest their money instead of practicing frivolous spending.
Get Rich Through the Power of Compound Interest shows how to accumulate lots of money.
Getting to a Million Dollars - Ignore the Millionaire Books says that most "become a millionaire the easy way" books are junk.
Limit Your Credit Card Balances to Avoid the Collection Nightmares relates how senior citizens got their bank accounts frozen.
Living Large in Texas tells about a family living beyond its means.
Many U.S. Consumers Have Little Cash to Spare shows how consumers spend their money.
Massachusetts Boomers Have Saved Little for Retirement shows that boomers are not saving money.
On the Importance of Money offers a quote by W.Somerset Maugham.
Opt Out of Unwanted Credit Card and Insurance Solicitations tells you how to stop unwanted credit card solicitations.
Personal Savings Rate Hit Zero in June 2005 shows that people are not saving money.
The Revenge of the McMansions shows how homeowners used their larger homes to extract home equity.
Planning Your Retirement: Save Money and Eliminate Debt says to make savings your top priority.
Stop Smoking and Build a Modest Nest Egg With the Savings suggests that ex-smokers could accumulate a lot of money with their cigarette money.

Savings and Budgets

Getting To One Million Dollars for Retirement Takes Discipline shows you how to accumulate $1,000,000.
Retirement Calculator - Three Easy Steps shows how much money that you must save and invest for retirement.
Preparing for Your Retirement - Start Now is an outline of talk given at the University of Massachusetts in Amherst, MA.
401(k) Balances are Woefully Small discusses amounts of money in retirement accounts.
401(k) Balances Continue to Be Disturbingly Low
15 Great Savings Ideas from Bankrate.com.
Budget and Save Your Way to a Secure Financial Future gives three web sites about saving and investing your money.
Prepare a Budget to Help You Save gives simple budgeting steps.
Put Salary Increases Toward Your Retirement Savings
Save Now So You Can Spend Later gives savings tips.
Disciplined Saving and Smart Investing Will Increase Your Nest Egg shows how savings add up to real money.
How Much Will Your Kids Cost You? A Lot!!! sends you to Cost of Raising Your Child calculator at babycenter.com.
How to Retire Comfortably at 48 gives an example of early retirement.
Lifetime Investing - Begin as a Kid discusses how to save and invest at an early age.
Make Your Kid a Millionaire the Old Fashioned Way - Establish a Long-term Savings Program - start saving early for your child's retirement.
Save a Little, Get a Lot save $100 each month and watch the money accumulate.
Teach Your Kids the Value of Money introduces Beating the Midas Curse by Perry L. Cochell and Rodney C. Zeeb, which spells out how most families loose their wealth as it is passed from generation to generation.
Teen Investing - It's Never Too Early to Start urges teens to save and invest.
The Cost of Small Pleasures Add Up To Big Money shows how small expenses could become large piles of money.
Your House is Your Home and Not a Substitute for Saving and Investing tells you to remove your house and cars from your financial balance sheet.
Want to Accumulate a Lot of Money? Here's How offers 10 tips on saving money.

Save Your Nickels

Our companion site Save Your Nickels includes articles about saving money and watching it grow. Use our saving and investing calculators to help plan your saving and investment program.

Eat Your Spinach

Eat Your Spinach is a book from buyupside.com that shows you how to spend less and save more.

ORDER BOOK

Updated December 1, 2008.